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    Bank / provider research

    Royal Bank of Canada, a little closer.

    Start with the account you mean, the way you bank and the details worth confirming. Earlier catalogue records and dated issuer checks stay separate.
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    Keep the whole account in view

    What is in this profile?

    Earlier product records
    5
    Products with dated issuer facts
    1
    Recorded headquarters
    Ontario
    Catalogue captured
    2026-10-27

    Capture date is not an issuer verification date. The record count describes this catalogue’s coverage, not the provider’s complete range. Headquarters does not establish service availability.

    Earlier records by account type

    Product records in this profile. These are not counts of all currently available accounts.

    Earlier product records by account type3 chequing records and 2 savings records. Exact values appear below.ChequingSavings
    Exact earlier product-record counts
    TypeRecords
    Chequing3
    Savings2

    Before you choose a named account

    Make your routine specific.

    Count the transactions, e-Transfers, cash withdrawals and paper statements you expect. An included allowance matters only when it covers the way you use that specific account.

    Read the fee condition closely.

    Ask which fee is waived, the balance timing, whose balance counts and what happens if you miss the condition for a day. Check one-off, ATM-operator and optional-service fees separately.

    Check access and support.

    Confirm where you can deposit cash or cheques, which ATM network applies, how support works and whether your intended application channel is available.

    Identify the actual provider.

    A brand, app, bank and deposit issuer can be different entities. Confirm who holds the funds, the applicable protection and the account agreement directly with the provider.

    Work through your own routine costs ↗

    The named records and their sources

    Earlier product records

    5

    Products with dated reviewed facts

    1

    Selected historical fields recorded

    28 of 30

    Coverage measures what this catalogue records, not a provider’s quality or its complete product range. Fields from different accounts are never combined into one imagined offer.

    Read the earlier catalogue description

    Canada's largest bank by market capitalization, serving over 17 million clients worldwide.

    Preserved source descriptions; provider status and current claims require verification. Duplicate identity records remain one research choice.

    Named products: a separate issuer review

    Checks dated 2026-10-26. Null fields are not filled with older catalogue values.

    Dated issuer review · 2026-10-26

    RBC Day to Day Banking Account

    Only the facts specifically recorded in this review were checked. This is not a live quote or a complete account agreement.

    Standard monthly fee, as checked
    $4.00
    Included transaction count, as checked
    12
    Monthly-fee waiver balance, as checked
    Not established / not applicable
    Included e-Transfer count, as checked
    999
    • The standard monthly fee is $4. Value Program, eligibility and limited-duration offers may change the fee; none is represented as the standard price.
    • No minimum-balance requirement is advertised; no cash-balance fee-waiver threshold is inferred.
    • The legal text limits free e-Transfers to 999 per month, then $1 each, despite marketing them as unlimited. This verified count is not a legacy sentinel conversion.
    • Free e-Transfers do not count toward the general 12-debit allowance. Other exclusions, including eligible transit, appear in the terms.
    Official product source ↗Issuer terms ↗

    Earlier product records

    These are not current offers. Check the named product and complete fee schedule with the issuer.

    Earlier catalogue record · chequing

    RBC Day to Day Banking

    This name and these values are preserved for research. Current availability, price, eligibility and terms have not been established from this record.

    Recorded monthly fee
    $4.00
    Recorded transaction count
    12 (earlier recorded count)
    Inspect all recorded fields

    Unknown stays unknown. A recorded minimum balance does not establish a fee waiver, and a count such as 999 is not automatically treated as unlimited.

    Monthly fee
    $4.00
    Balance field (waiver not established)
    $0.00
    Included transactions
    12 (earlier recorded count)
    Included e-Transfers
    0 (earlier recorded count)
    Interest-rate field
    0% — earlier record
    Base interest-rate field
    Not recorded
    Promotional interest-rate field
    Not recorded
    Daily transaction limit
    Not recorded
    Monthly transaction limit
    Not recorded
    Daily e-Transfer limit
    Not recorded
    Monthly e-Transfer limit
    Not recorded
    Overdraft flag
    No — earlier record
    Overdraft limit
    Not recorded
    Overdraft fee
    Not recorded
    NSF fee
    Not recorded
    International-transfer flag
    No — earlier record
    International transaction fee
    Not recorded
    Foreign-exchange markup field
    Not recorded
    Own-network ATM fee
    $0.00
    Other-network ATM fee
    Not recorded
    Branch transaction fee
    Not recorded
    Telephone banking fee
    Not recorded
    Paper statement fee
    Not recorded
    Electronic statement fee
    $0.00
    Dormancy fee
    Not recorded
    Minimum-age field
    Not recorded
    Maximum-age field
    Not recorded
    Credit-check flag
    Yes — earlier record
    Opening-bonus field
    Not recorded
    Referral-bonus field
    Not recorded
    Digital-opening flag
    Yes — earlier record
    Branch-opening flag
    Yes — earlier record
    Newcomer flag
    Yes — earlier record
    Student flag
    No — earlier record
    Senior flag
    No — earlier record
    App-rating field (source and scale unverified)
    4.5

    Earlier feature notes

    • online_banking
    • mobile_app
    • debit_card
    • 12_transactions
    • branch_access

    Earlier catalogue record · savings

    RBC High Interest eSavings

    This name and these values are preserved for research. Current availability, price, eligibility and terms have not been established from this record.

    Recorded monthly fee
    $0.00
    Recorded transaction count
    999 (earlier recorded count)
    Inspect all recorded fields

    Unknown stays unknown. A recorded minimum balance does not establish a fee waiver, and a count such as 999 is not automatically treated as unlimited.

    Monthly fee
    $0.00
    Balance field (waiver not established)
    $0.00
    Included transactions
    999 (earlier recorded count)
    Included e-Transfers
    0 (earlier recorded count)
    Interest-rate field
    2.75% — earlier record
    Base interest-rate field
    Not recorded
    Promotional interest-rate field
    Not recorded
    Daily transaction limit
    Not recorded
    Monthly transaction limit
    Not recorded
    Daily e-Transfer limit
    Not recorded
    Monthly e-Transfer limit
    Not recorded
    Overdraft flag
    No — earlier record
    Overdraft limit
    Not recorded
    Overdraft fee
    Not recorded
    NSF fee
    Not recorded
    International-transfer flag
    No — earlier record
    International transaction fee
    Not recorded
    Foreign-exchange markup field
    Not recorded
    Own-network ATM fee
    $0.00
    Other-network ATM fee
    Not recorded
    Branch transaction fee
    Not recorded
    Telephone banking fee
    Not recorded
    Paper statement fee
    Not recorded
    Electronic statement fee
    $0.00
    Dormancy fee
    Not recorded
    Minimum-age field
    Not recorded
    Maximum-age field
    Not recorded
    Credit-check flag
    Yes — earlier record
    Opening-bonus field
    Not recorded
    Referral-bonus field
    Not recorded
    Digital-opening flag
    Yes — earlier record
    Branch-opening flag
    Yes — earlier record
    Newcomer flag
    Yes — earlier record
    Student flag
    Yes — earlier record
    Senior flag
    No — earlier record
    App-rating field (source and scale unverified)
    4.5

    Earlier feature notes

    • high_interest_rate
    • no_monthly_fee
    • online_access
    • automatic_transfers

    Earlier catalogue record · chequing

    Day to Day Banking

    This name and these values are preserved for research. Current availability, price, eligibility and terms have not been established from this record.

    Recorded monthly fee
    $4.00
    Recorded transaction count
    12 (earlier recorded count)
    Inspect all recorded fields

    Unknown stays unknown. A recorded minimum balance does not establish a fee waiver, and a count such as 999 is not automatically treated as unlimited.

    Monthly fee
    $4.00
    Balance field (waiver not established)
    Not recorded
    Included transactions
    12 (earlier recorded count)
    Included e-Transfers
    1 (earlier recorded count)
    Interest-rate field
    0.05% — earlier record
    Base interest-rate field
    Not recorded
    Promotional interest-rate field
    Not recorded
    Daily transaction limit
    Not recorded
    Monthly transaction limit
    Not recorded
    Daily e-Transfer limit
    Not recorded
    Monthly e-Transfer limit
    Not recorded
    Overdraft flag
    Yes — earlier record
    Overdraft limit
    $1,000.00
    Overdraft fee
    Not recorded
    NSF fee
    $48.00
    International-transfer flag
    Yes — earlier record
    International transaction fee
    Not recorded
    Foreign-exchange markup field
    Not recorded
    Own-network ATM fee
    $0.00
    Other-network ATM fee
    $1.50
    Branch transaction fee
    Not recorded
    Telephone banking fee
    Not recorded
    Paper statement fee
    $2.00
    Electronic statement fee
    $0.00
    Dormancy fee
    $20.00
    Minimum-age field
    Not recorded
    Maximum-age field
    Not recorded
    Credit-check flag
    Yes — earlier record
    Opening-bonus field
    Not recorded
    Referral-bonus field
    Not recorded
    Digital-opening flag
    Yes — earlier record
    Branch-opening flag
    Yes — earlier record
    Newcomer flag
    No — earlier record
    Student flag
    No — earlier record
    Senior flag
    No — earlier record
    App-rating field (source and scale unverified)
    4.1

    Earlier feature notes

    • Basic banking
    • Online banking
    • Mobile app
    • Debit card

    Earlier catalogue record · chequing

    No Limit Banking

    This name and these values are preserved for research. Current availability, price, eligibility and terms have not been established from this record.

    Recorded monthly fee
    $13.95
    Recorded transaction count
    -1 (earlier recorded count)
    Inspect all recorded fields

    Unknown stays unknown. A recorded minimum balance does not establish a fee waiver, and a count such as 999 is not automatically treated as unlimited.

    Monthly fee
    $13.95
    Balance field (waiver not established)
    $4,000.00
    Included transactions
    -1 (earlier recorded count)
    Included e-Transfers
    5 (earlier recorded count)
    Interest-rate field
    0.05% — earlier record
    Base interest-rate field
    Not recorded
    Promotional interest-rate field
    Not recorded
    Daily transaction limit
    Not recorded
    Monthly transaction limit
    Not recorded
    Daily e-Transfer limit
    Not recorded
    Monthly e-Transfer limit
    Not recorded
    Overdraft flag
    Yes — earlier record
    Overdraft limit
    $5,000.00
    Overdraft fee
    Not recorded
    NSF fee
    $48.00
    International-transfer flag
    Yes — earlier record
    International transaction fee
    Not recorded
    Foreign-exchange markup field
    Not recorded
    Own-network ATM fee
    $0.00
    Other-network ATM fee
    $0.00
    Branch transaction fee
    Not recorded
    Telephone banking fee
    Not recorded
    Paper statement fee
    $0.00
    Electronic statement fee
    $0.00
    Dormancy fee
    $20.00
    Minimum-age field
    Not recorded
    Maximum-age field
    Not recorded
    Credit-check flag
    Yes — earlier record
    Opening-bonus field
    Not recorded
    Referral-bonus field
    Not recorded
    Digital-opening flag
    Yes — earlier record
    Branch-opening flag
    Yes — earlier record
    Newcomer flag
    Yes — earlier record
    Student flag
    No — earlier record
    Senior flag
    No — earlier record
    App-rating field (source and scale unverified)
    4.1

    Earlier feature notes

    • Unlimited transactions
    • Premium services
    • Fee rebates
    • International transfers

    Earlier catalogue record · savings

    High Interest eSavings

    This name and these values are preserved for research. Current availability, price, eligibility and terms have not been established from this record.

    Recorded monthly fee
    $0.00
    Recorded transaction count
    1 (earlier recorded count)
    Inspect all recorded fields

    Unknown stays unknown. A recorded minimum balance does not establish a fee waiver, and a count such as 999 is not automatically treated as unlimited.

    Monthly fee
    $0.00
    Balance field (waiver not established)
    Not recorded
    Included transactions
    1 (earlier recorded count)
    Included e-Transfers
    0 (earlier recorded count)
    Interest-rate field
    2.4% — earlier record
    Base interest-rate field
    Not recorded
    Promotional interest-rate field
    Not recorded
    Daily transaction limit
    Not recorded
    Monthly transaction limit
    Not recorded
    Daily e-Transfer limit
    Not recorded
    Monthly e-Transfer limit
    Not recorded
    Overdraft flag
    No — earlier record
    Overdraft limit
    Not recorded
    Overdraft fee
    Not recorded
    NSF fee
    Not recorded
    International-transfer flag
    No — earlier record
    International transaction fee
    Not recorded
    Foreign-exchange markup field
    Not recorded
    Own-network ATM fee
    $0.00
    Other-network ATM fee
    $5.00
    Branch transaction fee
    Not recorded
    Telephone banking fee
    Not recorded
    Paper statement fee
    $0.00
    Electronic statement fee
    $0.00
    Dormancy fee
    $0.00
    Minimum-age field
    Not recorded
    Maximum-age field
    Not recorded
    Credit-check flag
    Yes — earlier record
    Opening-bonus field
    Not recorded
    Referral-bonus field
    Not recorded
    Digital-opening flag
    Yes — earlier record
    Branch-opening flag
    Yes — earlier record
    Newcomer flag
    No — earlier record
    Student flag
    Yes — earlier record
    Senior flag
    Yes — earlier record
    App-rating field (source and scale unverified)
    4.1

    Earlier feature notes

    • High interest rate
    • No monthly fee
    • Online access
    Visit the issuer’s reviewed website ↗

    A few useful questions

    Are these Royal Bank of Canada account prices current?

    The earlier catalogue is not a current price feed. Dated issuer review cards identify the specific facts checked with the provider. Confirm today’s product name, fee schedule, waiver timing and eligibility with the issuer before relying on a figure.

    Does the headquarters location tell me where I can open an account?

    No. Headquarters is a recorded office location, not a service or eligibility map. Ask the provider about your province, membership requirements, identification and the application channel you plan to use.

    Why are some product details unknown?

    A missing field means the catalogue or dated review did not establish that fact. It does not mean zero cost, unlimited service, no products or ineligibility. Compare one named product and its full terms rather than combining fields from different accounts.

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